THE GALLACHER PARTNERSHIP

THE GALLACHER PARTNERSHIP

THE GALLACHER PARTNERSHIP

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The Gallacher Partnership

Mortgage Advisers, Chelmsford, Essex

Welcome to The Gallacher Partnership

Mortage Advisers, Chelmsford, Essex

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For most people, their mortgage is the single largest financial commitment they will make in their lifetime.

With so many different mortgage products in the market, each with their own features, benefits and costs it can be very difficult and extremely time consuming to find the right mortgage for your own personal needs and circumstances.

The Gallacher Partnership has access to the whole of the UK’s intermediary mortgage market including a number of ‘exclusive’ products made available only through mortgage brokers.

We give help and advice to people in all circumstances.

We pride ourselves in the personal and professional service that we provide whether you are a first time buyer, home mover, buy to let investor or whether you require to raise some capital or simply wish to remortgage to a better mortgage deal.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances; please refer to our fees page for further information, however the maximum fee will not exceed £500.

http://www.moneyadviceservice.org.uk

  • You may have to pay an early repayment charge to your existing lender if you remortgage
  • Your home may be repossessed if you do not keep up repayments on your mortgage.
  • This Site is for UK residents only.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer The Financial Ombudsman Service to help resolve this. Please see the following link for further details:

https://www.financial-ombudsman.org.uk/

How we work

The majority of our business is generated from personal referrals or introductions, although we do have relationships with estate agents and accountants who often refer clients to us, which emphasises the unrivalled service that we believe we provide.

We will meet with you at a time and place convenient to you in order to fully discuss your requirements and to ensure that we have all the relevant information required to be able to undertake detailed research and make a recommendation to you.

We take care of everything for you, not only arranging the mortgage which you would expect but also liaising with all associated parties such as estate agents and solicitors to make the whole process as smooth and efficient as possible.

Why use a Mortgage Broker?

For most people, their mortgage is the single largest financial commitment they will make in their lifetime.

With so many different mortgage products in the market, each with their own features, benefits and costs it can be difficult and extremely time consuming to find the right mortgage for your own personal needs and circumstances.

The Gallacher Partnership has access to the whole of the UK’s intermediary mortgage market including a number of exclusive products made available only through mortgage brokers.

We give help and advice to people in all circumstances.

We pride ourselves in the personal and professional service that we provide whether you are a first time buyer, home mover, buy to let investor, want to raise some capital or simply wish to remortgage to a better mortgage deal.

You can be confident that with our expertise, market knowledge and lender relationships we will find the best deal for you and package a mortgage in exactly the right way to minimise timescales and maximise your benefits.

Why use us?

Handheld service throughout

Access to a comprehensive range of mortgage products from across the whole intermediary market

Exclusive products available

Competitive fee structure

Life cover, critical illness and income protection insurance from whole of market

Access to preferred conveyancing panel

Who we can help

First-time buyers
Home movers
Re-Mortgages
Employed
Sole traders
Company Directors
Partners
Contactors
Buy-to-Let landlords
Let-to-Buy mortgages
Right-to-Buy
New-build properties
Impaired or adverse credit

OUR SERVICES

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MORTGAGE OPTIONS

Whether you are purchasing a property for the first time, re-mortgaging an existing property or have a buy-to-let portfolio, we have the expertise in each of these sectors to assist you.

We will explain the various types of mortgage options available such as fixed, variable, tracker, offset etc., and provide advice on the most appropriate way of repaying your mortgage to fit in with your current and planned future circumstances.

Selecting a mortgage can be a difficult and time-consuming exercise as lenders often use jargon, describe mortgages by different names, have varying interest rates, small print terms and upfront charges, many of which change almost on a daily basis. For these reasons, we believe you should always use a specialist broker who has the current market information to hand and can guide you through this maze.

PROTECTION OPTIONS

The effects of death or long-term sickness can often be disastrous for a family in terms of a family’s financial position. Protection insurance is essential to ensure that if the worst happens you can not only continue to live in your home but also maintain a decent standard of living. Depending on a client’s age and health, insurance can be relatively inexpensive when you consider the benefits covered and can often be put in place relatively easily.

READ MORE

There are many different types of UK mortgage options available, each with their own pros and cons, and the list is designed to provide a brief synopsis of the most popular mortgage products currently available.  For further information on the options available click here.

READ MORE

More information to be published.   For further information on the options available click here.

OUR SERVICES

//////////

Mortgage Options

Whether you are purchasing a property for the first time, re-mortgaging an existing property or have a buy-to-let portfolio, we have the expertise in each of these sectors to assist you.

We will explain the various types of mortgage options available such as fixed, variable, tracker, offset etc., and provide advice on the most appropriate way of repaying your mortgage to fit in with your current and planned future circumstances.

Selecting a mortgage can be a difficult and time-consuming exercise as lenders often use jargon, describe mortgages by different names, have varying interest rates, small print terms and upfront charges, many of which change almost on a daily basis. For these reasons, we believe you should always use a specialist broker who has the current market information to hand and can guide you through this maze.

READ MORE

There are many different types of UK mortgage options available, each with their own pros and cons, and the list is designed to provide a brief synopsis of the most popular mortgage products currently available.  For further information on the options available click here.

Protection Options

The effects of death or long-term sickness can often be disastrous for a family in terms of a family’s financial position. Protection insurance is essential to ensure that if the worst happens you can not only continue to live in your home but also maintain a decent standard of living. Depending on a client’s age and health, insurance can be relatively inexpensive when you consider the benefits covered and can often be put in place relatively easily.

READ MORE

More information to be published.   For further information on the options available click here.

I have been thoroughly supported by Andrew and Jackie for two years now and can honestly say that I have been impressed by their experience and professionalism. Nothing is too much trouble for them. I would not hesitate to recommend them to my friends and family.

Remortgage Client - Essex

CONTACT US

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Chelmsford Office
47 Patching Hall Lane,
Chelmsford,
Essex CM1 4BT
Tel: 01245 258768

Partners: AT Gallacher
& JA Gallacher

Chelmsford Office
47 Patching Hall Lane,
Chelmsford,
Essex CM1 4BT
Tel: 01245 258768

Partners: AT Gallacher & JA Gallacher

The Gallacher Partnership is authorised and regulated by the Financial Conduct Authority. We are entered on the FCA register No 430341 at www.fsa.gov.uk.  
Not all buy to let mortgages are regulated by the Financial Conduct Authority.

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How can we help?

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The Gallacher Partnership has access to the whole of the UK’s intermediary mortgage market including a number of ‘exclusive’ products made available only through mortgage brokers.  We give help and advice to people in all circumstances.

We pride ourselves in the personal and professional service that we provide whether you are a first time buyer, home mover, buy to let investor or whether you require to raise some capital or simply wish to remortgage to a better mortgage deal.

For further information please get in touch.

The Gallacher Partnership is authorised and regulated by the Financial Conduct Authority. We are entered on the FCA register No 430341 at www.fsa.gov.uk Not all buy to let mortgages are regulated by the Financial Conduct Authority.